These terms and conditions explain certain legal and regulatory conditions and restrictions in relation to the Principal Global Investors Funds ('the Funds') and the information contained on this website. This information may be changed by Principal Global Investors at any time without notice. In these terms and conditions, references to 'Principal Global Investors' mean Principal Global Investors (Ireland) Limited or any affiliate of Principal Financial Group, Inc. or Principal Global Investors, LLC. Cookies Use of cookies on this site is outlined in the Privacy and Security Policy. In accepting these terms and conditions, you accept the terms of the Cookie Policy and the use of cookies from this site. Legal Entity Disclosure and Regulation Principal Global Investors (Ireland) Limited is the issuer of the Funds. Investments may only be made on an application form attached to a current prospectus and following receipt by the investor of the KIID in respect of the Fund in which they intend to invest. The latest version of the prospectus of the Funds is dated 1 February 2011. This website is issued and approved by Principal Global Investors (Europe) Limited, which is regulated in the conduct of its regulated activities by the Financial Services Authority. In the United Kingdom this website is directed exclusively at persons who are Eligible Counterparties or Professional Clients (as defined by the rules of the Financial Services Authority); investments in the Principal Global Investors Funds are not available to any other persons and they should not rely on the contents of this website. Principal Global Investors (Europe) Limited is not authorised by the FSA to directly deal with retail investors; any distribution of the Fund to retail investors in Europe is facilitated by fund distributors with which Principal Global Investors (Europe) Limited has entered distribution arrangements, pursuant to advice provided to investors by those distributors, based on the documents Principal Global Investors (Europe) Limited provides. Retail investors should not be provided with access to this website. No Solicitation This website should not be regarded as constituting a distribution of information regarding, or an offer or solicitation to sell units in, any of the Funds in any jurisdiction in which such distribution, offer or solicitation would be contrary to local law or regulation. In particular, the units in the Funds have not been registered under the United States Securities Act of 1933 or the United States Investment Company Act of 1940 and, except where applicable US law so permits, may not be directly or indirectly offered or sold in the United States or to any United States person. Irish residents who are interested in investing in the Funds should contact Principal Global Investors to find out whether applications from Irish residents are being accepted at that time. No instructions for investment purposes will be accepted directly from this website or by e-mail. No Investment Advice Nothing contained on this website constitutes investment advice. It contains general information only on investment matters and should not be considered as a comprehensive statement on any matter and should not be relied upon as such. The information it contains does not take account of any investor's investment objectives, particular needs or financial situation. Past performance is not a reliable indicator of future performance and should not be relied upon as a significant basis for an investment decision. You should consider whether an investment fits your investment objectives, particular needs and financial situation before making any investment decision. You should also inform yourself as to (a) the possible tax consequences, (b) the legal requirements and (c) any foreign exchange restrictions or exchange control requirements which you might encounter under the laws of the countries of your citizenship, residence or domicile and which might be relevant to the subscription, holding, transfer or disposal of units in the Funds. Anti- Money Laundering Principal Global Investors is obliged under anti-money laundering requirements to obtain documentary evidence of the identity of investors. Details of the procedures for the identification of investors are contained in the relevant application form. Disclaimer The value of units and the income from them may fall as well as rise. Investments in the Funds are neither insured nor guaranteed by the US Government or the Federal Deposit Insurance Corporation and are not deposits or obligations of, or guaranteed by, Principal Global Investors. The information on this website is given by Principal Global Investors in good faith and has been derived from sources believed to be reliable and accurate as at their date. However, Principal Global Investors makes no representation or warranty of any kind for the accuracy or completeness of the information and it is under no obligation to update or correct any errors in the information after the date of publication. This website also contains videos where the comments were valid on the date the video was recorded. Markets move continuously and you should only rely on current information for any investment decisions. Subject to applicable law, Principal Global Investors and its affiliates and their respective directors, employees and associates do not accept any responsibility arising in any way (including by reason of negligence) for errors in, or omissions from, the information and do not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access the website. The Internet is not a totally reliable and secure medium of communication. Principal Global Investors accepts no liability for the security or confidentiality of information transmitted in this way and any such transmission of information shall be at your own risk. The entire content of this website is subject to copyright with all rights reserved. You may not copy, reproduce, distribute or modify the content of this website without the prior written permission of Principal Global Investors. 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